Learn more about your state rules and eligibility.
Employers must participate in these State public insurance programs and deduct payroll taxes for employees working in NJ, or employers may choose to provide employees coverage through a private insurance plan that meets NJ requirements. The federal government is exempt. Temporary Disability Insurance is optional for local governments (for example counties, municipalities, and school districts).
State plan or state-approved private plan
Paid medical leave:
Paid family leave:
Employer funds the additional cost of the private plan above the employee maximums. The employer can pay all or part of the employee contribution.
Worked 20 weeks earning at least $303 weekly (increasing to $310 effective 1/1/2026) or have earned a combined total of $15,200 (increasing to $15,500 effective 1/1/2026) in the base year.
Caring for a family member, bonding, safe leave and medical.
NJ PML and PFL is not job protected. Job protection may be provided through the New Jersey Family Leave Act (NJ FLA).
Employees may elect to use (employer cannot require) available vacation/ PTO at 100% pay before using PFL benefits.
Leave for bonding must be taken in increments of 1 day or more.
Effective July 1, 2009
Visit New Jersey’s website for additional details.
Unum offers the New Jersey paid medical leave (PML) insurance plan, but does not offer the New Jersey paid family leave (PFL) insurance plan. Unum does administer an employer’s self-funded New Jersey PML plan, but does not administer an employer’s self-funded New Jersey PFL plan.
Reach out to our sales team to learn more about Unum state PFML and absence management solutions.
