Employees’ eyes deserve the best care to keep them healthy year after year. With Unum Vision, they will get a great value on their eye care and eyewear, at the time and place that fits their lifestyles and budgets. Besides creating a more competitive benefits package, Vision Insurance helps reduce out-of-pocket expenses for employees — empowering them to get the vision care they need.
Our vision network offers members access to convenient, quality care with more than 40,000 vision access points, including independent optometrists and retail stores like Walmart, Sam’s Club, JCPenney, America’s Best and many more.
| Covered service | Benefit |
|---|---|
| Eye exams (Once every 12 months) |
Each member is entitled to a comprehensive eye exam for a low exam co-pay at any location they choose. |
| Eyeglass lenses (Once every 12 or 24 months) |
Single vision, bifocal and trifocal lenses are covered in full by materials co-pay. Generous allowances for lenticular and progressive lenses. |
| Eyeglass frames (Once every 12 or 24 months) |
Members may choose any frame with no brand restrictions. Frame allowances are applied toward the purchase of any frame in a provider's collection. |
| Contact lenses (Once every 12 or 24 months) |
Members may elect contact lenses in lieu of glasses with no brand restrictions.1 The contact lens allowance may also be applied toward any professional fitting fee. |
| LASIK surgery | Discounts are available with participating providers. This is not an insured benefit. |
For illustrative purposes. Actual coverage amounts may vary by plan.
A Network Access Plan is available.
1. Material co-pays are deducted from allowances. New enhanced plans offer a separate contact lens fitting fee benefit with low co-pays.
The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. For complete details of coverage and availability, please refer to the actual policy or your Unum representative for specific provisions and details of availability. Applicable to policy forms VI-2002, VI-2007, and VI-2019.
Vision plans underwritten by Starmount Life Insurance Company, Baton Rouge, LA.
In NY, underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.
