Many Americans have little to fall back on if an injury or illness prevents them from working. Unum Disability Insurance can pay regular benefits to help them keep the bills covered, so they can focus on getting well and returning to work.
|Short Term||Long Term||Individual|
|Length of possible coverage payments||9-52 weeks||Benefits paid until retirement age||Benefits paid until retirement age|
|Amount that the benefit can pay||Up to 60% of your monthly income||Up to 60% of your monthly income||A higher percentage of your pre-disability earnings|
|Portability||Sometimes portable, depending on plan||Portable in most cases||Fully portable|
|Most commonly used for||