A critical illness is scary — and not just for medical reasons. It can also mean time without a paycheck and unexpected costs that health insurance doesn't cover.
Strengthen your benefits package with this valuable coverage, which can pay a lump-sum benefit directly to an employee who's diagnosed with one of several specified critical illnesses, such as a stroke, cancer or heart attack.1
1. Please refer to the policy for complete definitions of covered conditions.
2. Wellness benefit not available in all states.
THE POLICIES PROVIDE LIMITED BENEFITS.
In New York and North Carolina, group coverage is referred to as Specified Disease Insurance.
The policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations that may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability. Applicable to policy forms CI-1 and GCIP16-1. In New Jersey, applicable to policy form GCIP16-1-NJ. In New York, applicable to policy form GCIP16-1-NY.
Underwritten by Unum Life Insurance Company of America, Portland, ME or Unum Insurance Company, Portland, ME.
In New York underwritten by First Unum Life Insurance Company, Garden City, New York or in New York and New Jersey underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.
The policies provide limited benefit health insurance only, They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.