A critical illness can be scary — and not just for medical reasons. It can also mean time without a paycheck and unexpected costs that health insurance doesn't cover.
Strengthen your benefits package with this valuable coverage, which can pay a lump-sum benefit directly to an employee who's diagnosed with one of several covered specified critical illnesses, such as a stroke, cancer or heart attack.1
New benefit provisions 2 are available with a 1/1/24 effective date. New benefits include: Sudden Cardiac Arrest, Occupational PTSD, Pulmonary Embolism, Transient Ischemic Attack (TIA), Bone Marrow/Stem Cell Transplant, Addison’s Disease, Huntington’s Disease, Lupus, Muscular Dystrophy, Myasthenia Gravis, Systemic Sclerosis (Scleroderma), Hospital Admission due to complications of pregnancy (mom and child), Additional Cancer benefits (up to 100% of base), Building benefit (increases the value of your coverage the longer the coverage is in place) and Health Habits benefit. New Childhood conditions include: Type 1 Diabetes, Sickle Cell Anemia, Congenital Heart Disease.
Our convenient digital claims app streamlines administration for employers while making it easier for employees to enroll, make claims and get support. Help your workforce be better financially prepared for the unexpected with Critical Illness Insurance.
1. Please refer to the policy for complete definitions of covered conditions.
2. Benefits are not available in all states.
3. Fortune 500 2021; Unum internal data, 2022.
THE POLICIES PROVIDE LIMITED BENEFITS.
This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law. Insureds in some states must be covered by comprehensive health insurance before applying for this coverage.
In New York and North Carolina, Group Critical Illness Insurance is referred to as Group Specified Disease Insurance.
The policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations that may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability. Applicable to policy forms CI-1, GCIP16-1, GCIP16-1-NJ, GCIP16-1-NY certificate forms GCIC16-1, GCIC16-1-NJ, GCIC16-1-NY.
The policies For NY, provide limited benefit health insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Underwritten by Unum Insurance Company, Portland, ME.
In New York and New Jersey, underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.
In AZ, you may be contacted by an insurance producer.
This advertisement has not been approved in New Mexico.