Hospital visits can cost employees a lot of money — even if they have good medical coverage. Hospital Insurance can help supplement your major medical plan by offering a lump-sum benefit that helps employees pay these bills. It’s a valuable solution for recruiting talented people and keeping your health insurance costs in check.
Choose the plan design and benefit amounts that make sense for your employees. All plan include benefits for hospital admission and can add the following features:
Includes benefits for:
Includes benefits for:
1. Benefits may be subject to a pre-existing condition.
2. Wellness benefit not available in all states.
THIS POLICY PROVIDES LIMITED BENEFITS.
This coverage is a supplement to health insurance. It is not a substitute for essential health benefits or minimum essential coverage as defined in federal law.
The policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability. Applicable to policy forms GHI-1 and GHIP16-1. In New Jersey, applicable to policy form GHIP16-1-NJ. In New York, applicable to policy form GHIP16-1-NY.
This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group Hospital Indemnity Insurance is underwritten by Unum Life Insurance Company of America, Portland, ME. In New York, underwritten by First Unum Life Insurance Company, Garden City, NY.
Group Hospital Insurance is underwritten by Unum Insurance Company, Portland, ME, In NJ and NY, underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.