1 Christopher Garmon and Benjamin Chartock, Health Affairs, One In Five Inpatient Emergency Department Cases May Lead to Surprise Bills, 2017. Refers to patients admitted in 2014.
2 Amino, Ipsos/Amino Poll: 63% of Americans Think a Large Medical Bill That They Can't Afford is Worse Than or Equal to a Serious Illness, 2017.
3 EBRI, The 2017 Retirement Confidence Survey, 2017.
THIS POLICY PROVIDES LIMITED BENEFITS.
This coverage is a supplement to health insurance. It is not a substitute for comprehensive health insurance and does not qualify as minimum essential health coverage.
Hospital Indemnity Insurance is not approved in New Hampshire and Vermont.
The policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.
This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group Hospital Indemnity is underwritten by Unum Life Insurance Company of America, Portland, Maine. In New York, Group Hospital Indemnity is underwritten by First Unum Life Insurance Company, New York, New York.