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Unum Pet Insurance

Help employees protect their beloved pets

Young woman holding her cat

Boost benefits satisfaction with simple pet-care plans 

Unum Pet Insurance offers easy ways to make benefits packages stand out, with plans that help employees protect their pet families. From accidents and illnesses to wellness and preventative care, Unum Pet Insurance can help employees manage the financial costs of pet ownership while boosting overall engagement and satisfaction.

  • Flexible reimbursement options
  • Online claims and digital payments
  • Ability to use any licensed vet, anywhere

Why Unum Pet Insurance?


of pet owners are at risk of debt for a $1,000 emergency vet visit.¹


of pet owners underestimate the lifetime cost of a pet.²


of Americans with a pet insurance policy think pet insurance is worth the cost.³

Access any licensed vet, anywhere

Unum Pet Insurance supports employees’ pets with broad coverage for accidents, illnesses and overall wellness.

  • Employees can choose any licensed veterinarian, with no networks or pre-approvals required.
  • Employees can access 24/7 telehealth and save on pet prescriptions from participating major pharmacies.

Plans offer coverage for an extensive list of pet-care costs, including:

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Keep claims simple

Employee can file claims online and receive digitally eligible payments for faster money back.
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Pay veterinarian at time of service
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Submit claim from any device
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Get reimbursed for eligible expenses
Young girl petting dog

Flexible reimbursement options

  • $250 deductible
    Each plan comes with a $250 annual deductible and $7,500 annual maximum
  • 50% or 70%
    Employees can choose between 50% or 70% reimbursement

Prioritize employee wellbeing

We offer a seamless solution for integrating pet insurance alongside other benefits to help enhance employee engagement and retention while helping employees protect their pets.

How pet insurance drives long-term value:

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    Can build loyalty with pet-owning associates
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    Can increase employee engagement with voluntary benefits
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    Help employees manage the costs of taking care of their pets

Partnered with Nationwide®

Unum Pet Insurance is provided by Nationwide. That means you get access to the nation’s leading pet insurance provider4 alongside one of the leading employee benefits providers, which makes offering a comprehensive benefits package easier than ever.

Help employees care for their pets

1, “42% of Pet Owners Can’t Cover a Surprise Vet Bill Amid Inflation,” 2022.
2 The Ascent, Here’s how much it costs per year to own a cat, 2022.
3 LendEDU, How Much Do Americans Spend on Their Pets?, 2023.
4 State of the Industry Report 2022, North American Pet Health Insurance Association.

Pet insurance plans are marketed by Unum Insurance Agency, LLC, a licensed insurance agency. For the complete licensing information of Unum Insurance Agency, LLC, refer to “Unum Pet Insurance” is a marketing name used by Unum Insurance Agency, LLC. Unum Insurance Agency, LLC is a subsidiary of Unum Group and is not a Nationwide business or affiliate.

Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions. Plans may not be available in all states. Policy eligibility may vary

Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2024 Nationwide.

© 2024 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.