Dental Insurance

Benefits from a dental insurance expert. Dental insurance is a crucial part to a comprehensive benefits package. Our flexible plans provide options to help protect your employees' finances.
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Flexible dental coverage backed by a large national network

With Unum Dental, you have access to decades of industry expertise, unwavering customer service and a customized plan unique to your business’s and employees’ needs — no matter the size.

We offer plans tailored to your workforce and budget and built around our large national network, comprehensive online services and simple administration.

  • Preferred Provider Organization (PPO) plans you can tailor to suit your business and your employees
  • Flexible funding options, including self-funded and fully insured plans
  • Flexible coinsurance percentages by types of services, including 100% coverage for preventive services, such as cleanings and exams
  • Freedom to choose any provider to access care, and a large national network to reduce out-of-pocket expenses when utilizing an in-network provider
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Administration made simple

Don’t get slowed down. Our administrative services are designed for you and your employees.

Seamless online benefits administration

A fast, intuitive way to connect employees with their coverage and administer your plan

  • Clear benefits information with easy-to-read descriptions of coverage and clearly displayed policy numbers and effective dates
  • Ability to view and pay a single bill in a breeze and see the total premium due across all Unum policies
  • Convenient notifications when bills are due or tasks are ready
  • Secure but simple ways to keep things moving, like self-service password reset and easily granting account access to designated members of your business
  • Experienced, U.S.-based dental claim processing and member service operations
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For your employees

Employees can easily manage their benefits on Unum’s dental website to:

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    Search for in-network dental providers

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    Access the dental health center

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    Print ID cards, view claim history, access coverage information

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    Schedule a virtual dental visit 24/7 for emergencies when in-person visits aren’t an option. Available for active dental members as a preventive service

Dentists available where your employees live and work

Our growing provider network stretches from coast to coast, so your employees have quick and convenient access to in-network care where they live and work.1

Virtual Dental Benefits 24/7

We know how important dental benefits are to health and wellbeing — so your Unum Dental plan now provides access to virtual dental visits for whenever your employees have a dental emergency or can’t go in person—when they’re traveling, after hours, or don’t have a regular dentist.1

Plan administrators

Manage online billing, update employee salary adjustments and terminations, and more through our secure website.


1 Network 360 December, 2021.

MA residents — The approved Service Area consists of all of Massachusetts EXCEPT Dukes and Nantucket Counties.

A Network Access Plan is available.


This policy provides DENTAL insurance only.

Unum Dental PPO plans are underwritten by Starmount Life Insurance Company, Baton Rouge, LA. In New York, underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.

Applicable to policy forms DN-2007, DN-2010, DN-2015, and 20-GDN-POL.