Dental Insurance

Benefits from a dental insurance expert. Dental insurance is a crucial part to a comprehensive benefits package. Our flexible plans provide options to help protect your employees' finances.

Flexible dental coverage backed by a large national network

With Unum Dental, you have access to decades of industry expertise, unwavering customer service and a customized plan unique to your business’s and employees’ needs — no matter the size.

We offer plans tailored to your workforce and budget and built around our large national network, comprehensive online services and simple administration.

  • Preferred Provider Organization (PPO) plans you can tailor to suit your business and your employees
  • Flexible funding options, including self-funded and fully insured plans
  • Flexible coinsurance percentages by types of services, including 100% coverage for preventive services, such as cleanings and exams
  • Freedom to choose any provider to access care, and a large national network to reduce out-of-pocket expenses when utilizing an in-network provider

Administration made simple

Don’t get slowed down. Our administrative services are designed for you and your employees.

Seamless online benefits administration

A fast, intuitive way to connect employees with their coverage and administer your plan.

  • Clear benefits information with easy-to-read descriptions of coverage and clearly displayed policy numbers and effective dates
  • Ability to view and pay a single bill in a breeze and see total premium due across all Unum policies
  • Convenient notifications when bills are due or tasks are ready
  • Secure but simple ways to keep things moving, like self-service password re-set and easily granting account access to designated members of your business

Dentists available where your employees live and work

Our growing provider network stretches from coast to coast, so your employees have quick and convenient access to in-network care with over 108,000 unique providers.1

Easy access to dental benefits

AlwaysAssist, our online site and mobile app, makes it easy for employees to manage their dental benefits.

  • Quickly view or print ID cards.
  • Search for in-network providers.
  • Access coverage information any time, anywhere.

Benefits for you and your employees

It’s a win-win when both sides have something to smile about.

For Employees

  • A large national network that reduces out-of-pocket costs for in-network services
  • Freedom to access benefits from provider of choice
  • Personalized website and mobile app providing 24/7 access to benefits, claims information, digital and mobile ID cards and more

For you

  • One bill, one enrollment, one account management team for all your Unum benefits
  • Experienced, U.S.-based dental claim processing and member service operations

Already offer Unum dental insurance?

Select the coverage you offer to access valuable online plan administration features


1 Network 360 Spring, 2020.

MA residents - The approved Service Area consists of all of Massachusetts EXCEPT Dukes and Nantucket Counties.

A Network Access Plan is available.


This policy provides DENTAL insurance only.

Unum Dental PPO plans are underwritten by Starmount Life Insurance Company, Baton Rouge, LA. In New York, underwritten by Provident Life and Casualty Insurance Company, Chattanooga, TN.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.

Applicable to policy forms DN-2007, DN-2010, DN-2015, and 20-GDN-POL.