Dental Insurance

A healthy smile benefits everyone

Dental benefits are important to the overall well-being of employees — and are essential to a comprehensive benefits plan. With Unum Dental, you can provide the coverage employees want, along with the expertise, service and support you expect from a leading benefits provider.

Already offer Unum Dental Insurance? Select the coverage you offer to access valuable online plan administration features.

The value of Dental Insurance

Unum Dental Insurance can help you enhance your benefits package without incurring direct costs to your organization.

Dental health is essential for maintaining overall health, but dental cleanings and procedures typically aren't covered by health insurance leaving employees with bills to pay and less desire to seek dental care. Unresolved dental issues can lead to more serious problems, resulting in even more expenses and time off.

Dental insurance is one of the most popular workplace benefits. In fact, 96% of employers now offer dental coverage.1 Besides creating a more competitive benefits package, dental coverage helps reduce out-of-pocket expenses for an array of procedures, including:

  • Cleanings
  • Fillings
  • Sealants
  • Tooth removal
  • Crowns
  • Dentures

Employees save significantly with Unum Dental

Dental Procedure Average Cost Range Employee Out-of-pocket Cost
Oral exams $40 - $50 $0
Teeth cleaning $74 - $87 $0
Four bitewing X-rays $50 - $62 $0
Crown (porcelain/ceramic) $1,000 - $1,095 $425 - $508
Root canal $1,015 - $1,095 $432 - $465

For illustrative purposes. Actual coverage amounts may vary by plan.

1. 2017 Health and Voluntary Benefits Survey Results. Employee Benefit Research Institute. Paul Fronstin, Ph.D., Employee Benefit Research Institute, and Lisa Greenwald, Greenwald & Associates, “Workers Rank Health Care as the Most Critical Issue in the United States.” EBRI Notes, Vol. 39, No.1. Jan. 25, 2018. Page 7-8. The results of the 2017 survey were reported to be unchanged from 2016 survey result. However, the 2017 findings focus more about the general perceptions of the healthcare system. [See summary of the 2016 Health and Voluntary Benefits Survey. “87% of workers report that employment-based health insurance is extremely or very important, followed by a retirement savings plan (77 percent) and dental or vision (72 percent).”]