Evidence of Insurability, also known as EOI, often presents challenges for administrators, who need to coordinate between employees, employers, and insurance carriers for information requests. We’ve solved this problem! We make EOI easy for everyone.
EOI needn’t be a long and drawn-out process. Our fully digital and mobilized solutions allow for swift approval and transfer of information, with 85% of applicants getting a decision instantly1—so they can get the coverage they need, painlessly.
We make things easy for plan administrators and applicants, no matter their size or their enrollment process. With three fully digital options to choose from, every one of our clients will find a simple, digital EOI solution that fits their needs.
Our EOI dashboard provides quick and transparent information on decision status for plan administrators, and applicants receive clear information directly from our EOI portal when they complete their online statement of health.
Our system gives plan administrators an easily visible summary view on the home page of their Unum benefits portal that shows:
Unum will contact the employee directly for any remaining information needed once they’ve completed their online statement of health.
The employee will receive a letter at his/her home address once a decision has been made, and the plan administrator will be notified of each EOI decision through Unum’s administrative website.