When it comes to your vision, we've got you covered
With Unum Vision Insurance, you have the flexibility to see any vision care provider and purchase materials at any location, including thousands of independent optometrists. Plus, you can visit top retail providers such as Walmart®, Sam's Club®, Costco Optical®, Pearl Vision℠, Sears Optical®, Target Optical℠, and JCPenney Optical®. (Participation varies by plan.)
Our standard vision plan services typically include:
Eye exams– Get your comprehensive eye exam for a low exam co-pay at thousands of locations nationwide.
Eyeglass lenses– Single vision, bifocal and trifocal lenses are covered in full by a materials co-pay. Plus, get generous allowances for lenticular and progressive lenses.
Eyeglass frames– You can choose any frame, with no brand restrictions. Frame allowances are applied toward the purchase of any frame in a provider's collection.
Contact lenses– You can elect to get contact lenses in lieu of glasses, with no brand restrictions. The contact lens allowance may also be applied toward any professional fitting fee. Plus, members can order contact lenses online.
LASIK surgery– While not an insured benefit, we provide discounts on this valuable procedure with participating providers.
Talk with your HR manager about enrolling in Unum Vision Insurance through your benefits package.
See how Unum Vision Insurance can help
When Maria started getting headaches, she realized her eyesight might be to blame. With Unum Vision, she was able to get her first eye exam and prescription. Instead of glasses, she opted for contacts. The fact that she could order them online made the process even easier.
Jamal: Progressive bifocal lenses
Jamal loves to use his Unum Vision plan to get new, style-conscious frames. However, when he learned that he needed bifocals, he wasn't excited about the different appearance of the lenses. Luckily, his coverage helped him afford progressive lenses, so he can have the bifocal assistance without the difference in appearance.
John: Early diagnosis
John has been getting his eyes checked consistently, so when a routine exam turned up signs of diabetes, he was surprised. A blood sugar test by his primary care physician confirmed the condition, and he was able to begin insulin therapy immediately. Catching the disease early meant John could get the treatment he needed before it caused more damage.
For illustrative purposes only. Costs of treatment and benefit amounts may vary.
Commonly asked questions about Unum Vision Insurance
How does Vision Insurance work?
Your vision care provider can submit a claim on your behalf to help cover your visit and the care you've received. Most policyholders choose to have benefits paid directly to the provider.
How do I know if my provider is in-network?
To find a new eye care provider or check if your existing provider is part of our network, select the card above that matches yours. You'll then be taken to the correct coverage portal where you can search for providers in your area.
Unum Vision plans are marketed by Unum, and administered and underwritten by Starmount Life Insurance Company, Baton Rouge, LA.
Unum Vision powered by EyeMed plans are marketed by Unum and EyeMed, administered by First American Administrators and underwritten by Starmount Life Insurance Company, Baton Rouge, LA.
The policy or its provisions may vary or be
unavailable in some states. The policy has
exclusions and limitations which may affect
any benefits payable. See the actual policy or
your Unum representative for specific
provisions and details of availability.