It’s no secret that hospital bills can set a family back financially. When you’re admitted to a hospital, Hospital Insurance can help you cover the expenses that often follow, so you can focus on your recovery — not your finances. Sign up when it’s offered to you at work.
Even if you have medical insurance, a trip to the hospital can leave you with significant unexpected expenses, like co-payments, deductibles and other out-of-pocket costs.
Unum Hospital Insurance can help, by providing payments you can use to manage your expenses during a stressful time.
An unexpected hospitalization can drain a family’s savings. But Hospital Insurance can pay a lump sum directly to you to cover some of the expenses you’re not prepared for. That way you can focus on your recovery and get back to work with fewer worries.
Hospital Insurance pays a set amount for a hospital admission, as well as other items covered by your plan, such as emergency room treatment and daily hospital confinement.
To help promote a healthy lifestyle, our plans can also pay a benefit when you get a covered health screening test.
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can be upwards of $30,000, depending on the city, state and hospital.1
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say their household has less than $1,000 in savings.2
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admitted to the hospital through the ER were likely surprised by their medical bills.3
1 Healthcare.gov, Why Health Insurance is Important: Protection From High Medical Costs, 2018.
2 EBRI, The 2017 Retirement Confidence Survey, 2017.
3 Christopher Garmon and Benjamin Chartock, Health Affairs, One In Five Inpatient Emergency Department Cases May Lead to Surprise Bills, 2017. Refers to patients admitted in 2014.
THIS POLICY PROVIDES LIMITED BENEFITS.
Hospital Indemnity Insurance is not approved in New Hampshire and Vermont.
This coverage is a supplement to health insurance. It is not a substitute for comprehensive health insurance and does not qualify as minimum essential health coverage.
The policies or their provisions may vary or be unavailable in some states. The policies have exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability.
This policy provides limited benefits health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Department of Financial Services.
Group Hospital Indemnity is underwritten by Unum Life Insurance Company of America, Portland, Maine. In New York, Group Hospital Indemnity is underwritten by First Unum Life Insurance Company, New York, New York.
