Smile and be you!

Unum Dental insurance for Unum employees

Caring for your health shouldn’t break the bank. Unum Dental benefits make oral health care more affordable with in-network discounts for all covered services and preventive care at little to no out-of-pocket cost.

Quick links for understanding your dental benefit

Know your needs. Understand your plan. Use your benefits.

Find a Dental Provider

Search to see if your dentist is part of Unum’s nationwide network of providers, or find a new dentist in our network.

Dental Plan Highlight Sheet

Know the benefits of your dental plan, download your plan highlight sheet here.

Dental FAQs

Read about commonly asked questions about Dental Insurance.

Dental Health Center

Brush up your dental health I.Q. with informative articles, member tools, benefit basics and the latest news.

Dental Claim form

Most providers will submit claims on your behalf, but if you need to submit your own claim then download the form below.

Refer a Dental Provider

Is your dentist not listed in our dental Provider Network? Download the Provider Referral Form to refer them now.

Make the Most of Your Dental Benefits

See how much more you can save by visiting in-network dentists.


Dental Plan Highlights

Provision High Plan
In-Network
High Plan
Out-of-Network
Low Plan
In/Out-Network
  CO-INSURANCE LEVELS CO-INSURANCE LEVELS CO-INSURANCE LEVELS
Class A — Preventive 100% 100% 80%
Class B — Basic 90% 80% 50%
Class C — Major 60% 50% 50%
Class D — Orthodontia 50% Up to the lifetime maximum 50% Up to the lifetime maximum 50% Up to the lifetime maximum
  DEDUCTIBLES DEDUCTIBLES DEDUCTIBLES
Class A — Preventive Waived Waived Waived
Class B, C — Basic & Major $50
Maximum 3 per family = $150
$100
Maximum 3 per family = $300
$150
Maximum 3 per family = $450
Class D — Orthodontia Waived Waived Waived
  MAXIMUMS MAXIMUMS MAXIMUMS
Class A, B, C, — Preventive, Basic & Major Annual maximum $1,500 Annual maximum $1,500 Annual maximum $1,000
Class D — Orthodontia $2,000 Lifetime maximum $2,000 Lifetime maximum $2,000 Lifetime maximum

This is an abbreviated view of your dental plan highlights, for full details please download the dental plan highlights sheet.

The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability. Dental plans are marketed by Unum, administered and underwritten by Starmount Life Insurance Company, Baton Rouge, LA..