Caring for your health shouldn’t break the bank. Unum Dental benefits make oral health care more affordable with in-network discounts for all covered services and preventive care at little to no out-of-pocket cost.
Search to see if your dentist is part of Unum’s nationwide network of providers, or find a new dentist in our network.
Know the benefits of your dental plan. Download your plan highlight sheet here.
Brush up your dental health I.Q. with informative articles, member tools, benefit basics and the latest news.
Most providers will submit claims on your behalf, but if you need to submit your own claim then download the form below.
Is your dentist not listed in our Dental Provider Network? Download the Provider Referral Form to refer them now.
| Provision | High Plan In-Network |
High Plan Out-of-Network |
Low Plan In/Out-Network |
|---|---|---|---|
| CO-INSURANCE LEVELS | CO-INSURANCE LEVELS | CO-INSURANCE LEVELS | |
| Class A — Preventive | 100% | 100% | 80% |
| Class B — Basic | 90% | 80% | 50% |
| Class C — Major | 60% | 50% | 50% |
| Class D — Orthodontia | 50% Up to the lifetime maximum | 50% Up to the lifetime maximum | 50% Up to the lifetime maximum |
| DEDUCTIBLES | DEDUCTIBLES | DEDUCTIBLES | |
| Class A — Preventive | Waived | Waived | Waived |
| Class B, C — Basic & Major | $50 Maximum 3 per family = $150 |
$100 Maximum 3 per family = $300 |
$150 Maximum 3 per family = $450 |
| Class D — Orthodontia | Waived | Waived | Waived |
| MAXIMUMS | MAXIMUMS | MAXIMUMS | |
| Class A, B, C, — Preventive, Basic & Major | Annual maximum $1,500 | Annual maximum $1,500 | Annual maximum $1,000 |
| Class D — Orthodontia | $2,000 Lifetime maximum | $2,000 Lifetime maximum | $2,000 Lifetime maximum |
This is an abbreviated view of your dental plan highlights, for full details please download the dental plan highlights sheet.
The policy or its provisions may vary or be unavailable in some states. The policy has exclusions and limitations which may affect any benefits payable. See the actual policy or your Unum representative for specific provisions and details of availability. Dental plans are marketed by Unum, administered and underwritten by Starmount Life Insurance Company, Baton Rouge, LA..