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Private Disability Coverage

Private disability insurers are promoting legislation in Washington designed to increase the number of workers with protected income.


This legislation would:

  • Clarify that employers may offer the coverage on an opt out basis, where an employee is signed up for the benefit unless they choose to decline the coverage.
  • Create an impartial source of information for consumers to learn about the chance of becoming disabled, the most frequent impairments, and the limits of existing social safety net programs.


To read more on the topic, access the following issue brief pdf now.