Unum has partnered with United Concordia, a leading national dental-only insurer. We now offer dental benefits nationwide that line up with other Unum coverage for a comprehensive benefits plan. For a competitive edge in the benefits business, include the dental offering available through Unum in your next proposal.
Unum’s new group hospital indemnity plan may help employees avoid financial setbacks due to a hospital stay. And our brand-new whole life product provides more than just a death benefit — to help employees plan for post-retirement protection.
Since 2002, Unum has teamed up with the Disability Management Employer Coalition (DMEC)*. The DMEC Virtual Education Forum (VEF), sponsored by Unum, is a series of web-based sessions where employers and service providers share their knowledge and first-hand experience in developing and running a successful disability and absence management program. The VEF series is positioned for prospects, customers, brokers and consultants in the larger employer market (2000+). Virtual Education Forum sessions are held on Tuesdays at 12:00pm EST / 9:00am PST. There is no charge for these sessions for DMEC members or Unum guests (employers, benefit consultants). If you are not a member of DMEC, you and your clients may register as a “non-member” and enter the appropriate Unum promotional code to have the regular $8.95 fee waived. Please note: Due to a system upgrade, the code changes each session (UnumMonthYr, e.g., UnumSeptember13, UnumOctober13).
For more information on a specific VEF date/event and to register for a session, please visit the DMEC Virtual Education website. For questions on registration, please contact DMEC technical assistance at email@example.com or call 800.789.3632, ext 101.
GetBenefitSmart.com, an engaging, consumer-friendly tool is now available at no cost as part of Unum's ongoing commitment to excellence in employee education. This website is a fun and easy-to-use resource employees can use to learn about benefits information and the basics of coverage. It can also help strengthen the relationship between employers, employees and their benefits partners.
Unum’s Essential VB and Essential VB Plus utilize a popular combination of financial protection choices and easy enrollment — which makes it easier for you to generate more income. Unum provides all the information and support you need to position, sell and enroll these solutions. They provide important financial protection, based on your customers' size. Here’s the breakdown:
Both solutions offer individual accident insurance*, group critical illness, individual short term disability and interest-sensitive whole life. Since August 17, 2012, Unum Essential VB Plus has also included group accident and enhanced group critical illness (eGCI) coverage. Like traditional group benefits, our method uses group meetings and a personalized, pre-filled enrollment form — or online options** — that allow employees to "self enroll."
To find out more about this exciting broker-enrolled opportunity, please contact your local Unum representative.
Essential VB Plus
*Individual accident coverage not available in CT.
**Online enroll option is only available with the Essential VB Plus offering.
Combining Unum’s group accident and group critical illness offerings with high-deductible health plans (HDHPs) can be an effective way for employers to provide more coverage options while reining in rising health care costs. And Unum’s unique accident insurance tailored benefit options allow an employer to adjust coverage to meet specific gaps in their medical plan. Ask your local Unum sales rep for more information today.
According to a report by Charles River Associates (CRA), a leading global economic consulting and research firm, group disability coverage protects about 500,000 families from impoverishment each year — contributing to a savings of up to $4.5 billion per year to the government and taxpayers. This Unum-commissioned report, Economic Analysis of Insurance Products in Workplace Benefits Programs in the U.S., quantifies the value of financial protection benefits for working families. It also examines the savings these benefits can provide, by relieving the burden on public assistance programs.