Bridge the gap with flexible new disability offerings

Unum's newest voluntary short and long term disability insurance will change how you view group coverage. Our new product offers flexible, simple choices to help employers control their costs and enable employees to choose the right coverage for them.

Simplify the decision-making process

This new offering reduces the number of decisions that both the employer and their employees have to make.

Employers choose what type of plan to offer, along with a few other options:

Employers decide if premiums should be 100% employee-paid, or shared between employer and their workforce
Employers set the benefit choices and minimum benefit amount

Then, employees choose whether to participate. If they do:

Employees may choose among benefit amount options
They may select an elimination period on Short Term Disability

Our new Select Disability group voluntary plans provide simplified options at a stable, affordable cost. And they can be tailored to combine with Social Security and other benefits so employees are never surprised by their benefit amount.

To learn more about Unum’s new disability offerings, please contact your Unum representative.

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