Dental: The crowning addition to an employee benefits package

Dental coverage is important to the overall well-being of employees – and is essential to a comprehensive benefits plan. Dental coverage from Unum is a crowning addition to our benefits portfolio, which includes life, disability and voluntary coverage.

Unum’s partnership with United Concordia, a leading national dental-only insurer, enables us to offer dental benefits as part of an integrated, comprehensive financial protection plan.

Our dental offering includes:

Active and passive PPO plans, including a dental elect offering
DHMO plan available in select areas*
A national network of more than 96,100 dentists at over 261,600 access points†
Incentives for preventive dental care
A maternity dental benefit
A wellness feature for members who have certain chronic medical conditions
Annual maximum rollover feature
Streamlined administration and enrollment services
Online tools and resources

Offering dental coverage is an important part of a comprehensive benefits plan and a sound investment in the overall health of today’s workforce.

If you have questions, please contact your Unum representative.

*Dental health maintenance organization (DHMO) coverage is only available in CA and TX.
† United Concordia internal data, 2014. Access points are sites where network dentists see patients. Some dentists may be available at more than one access point. Due to contractual requirements, some Unum customers will have access to the Advantage Plus network.
1Fortune, “Fortune 500” (2014); accessed June 2, 2014), http://money.cnn.com/magazines/fortune/fortune500.
2 Forbes magazine, 2013
3 Forbes magazine, 2014
4,5 United Concordia internal data, 2014

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