New Benefits Buyers Study 2015 shares trends you can use

Unum’s fifth Benefits Buyers Study delivers valuable insights to help with benefits planning for today, 2015 and beyond, by drawing on industry-leading research as well as Unum’s extensive customer data.

Visit www.unum.com/benefitsbuyers15 to obtain your complimentary copy.

This new study sheds light on ways employers are meeting today’s benefit management challenges while also providing the essential financial protection that attracts and retains top-quality employees, including...

• Voluntary benefits saw a nearly 25% year-over-year new premium increase.¹
• Wellness benefits remain popular, especially when paired with Critical Illness coverage.²
• Nearly half of all Unum Whole Life policies include dependent coverage.³

• More employers are sharing group coverage costs with employees.⁴
• 74% of employees are supportive of or do not object to employers automatically enrolling new employees in benefits.⁵
• Employee education remains key, since only 14% of people with health insurance are able to explain the concepts of deductibles, co-pays, co-insurance and out-of-pocket maximums.⁶

1 Eastbridge, U.S. Worksite Sales Report Carrier Results for 2013 (2014).
2, 3, 4 Unum internal data (2013).
5 Unum Online Survey by Harris Poll, 2013 Employee Education and Enrollment Survey (2014).
6 George Loewenstein et al., “Consumers’ Misunderstanding of Health Insurance,” Journal of Health Economics (Vol. 32, no. 5, 2013).

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