Does this law apply to all employers without exception?
All Massachusetts employers are subject to the PFML, with some exceptions:
- Self-employed people and most independent contractors are excluded (they may opt-in).
- Municipal employers are excluded (they may opt-in in some cases).
- Other exceptions may apply. Learn more here.
Massachusetts employers can apply for an exemption from the law if they wish to offer a private plan instead. For approval, they will need to demonstrate that their private plan meets or exceeds the state plan’s benefits. See details about exemptions and submitting requests here.