Ready to switch to online evidence of insurability?

It's easier.

No distributing paper forms, no employer responsibility for collecting and submitting them. Forms can’t be submitted with incomplete information.

It's faster.

Most employees get a coverage decision in seconds, not weeks. And most are instantly approved.

It's better.

With a streamlined application at their fingertips, employees are more likely to complete the process and get the coverage they need.

Here's what your employees can expect:

To get online EOI for your employees, here's what you need to do:

You'll have access to one of the options below depending on how your company administers Unum benefits.

If Unum maintains a list of your employees and includes it on your bill (sometimes called "List Bill"):

Once Unum processes an employee's enrollment, we email you if they require EOI.
All you need to do is wait for the notification email, then send the employee the link: securehealth.unum.com.

Here's the best part: there's no setup required.
As long as your Unum bill includes a list of your employees, you're automatically set up to use our post-enrollment link for EOI. The next time you enroll one or more employees in Unum benefits that require EOI, be on the lookout for an online EOI notification email from us.

Once you send them the link, your employee logs in using their last name, date of birth, and last 4 digits of their SSN. Since this online EOI solution happens after enrollment, your employee will find that much of their EOI application is pre-filled for them. They'll complete the remaining questions, which only take a few minutes on average. In most cases, they'll get a coverage decision as soon as they submit their EOI.

If you submit an employee's enrollment and include their email address, we'll reach out to them directly with the link and instructions to provide their EOI online. We'll notify you via email whenever we reach out to one or more of your employees about online EOI.

A few more advantages:

Online EOI is mobile friendly, so employees can easily complete it on their personal phone or laptop. No downloads required.

Online EOI is available 24/7 and can be used for annual enrollments or throughout the year for new hires or late entrants.

You don't need to spend time identifying who needs to provide EOI – you just wait for us to tell you.

No more back-and-forth. You don't have to chase down paper forms, and our system prevents the employee from submitting the application until all required information is provided.

You can track EOI status through your account on Unum.com.

Learn more about this process with this helpful flyer, and reach out to us with any questions at 1‑800‑ASK‑UNUM or askunum@unum.com.

If your company tracks employee-benefits eligibility, but doesn't provide that to Unum (sometimes called "Self-Accounting"):

When you identify an employee that needs to provide EOI, you send them a link and access code.
Unique access codes can be created quickly, and once they're set up, they'll work for all your employees that need to provide EOI.

To get started, call us at 1-800-ASK-UNUM or email askunum@unum.com.
Mention that you're ready to move to online EOI, and our team will provide you with your link and access codes.

If you work with a technology partner that supports your benefits enrollment, they can embed the link and access code within the enrollment platform. When the platform recognizes that the employee needs to provide EOI, it can display the link and access code to the employee.

Alternatively, you can provide the link and code to employees that need to provide EOI as part of the benefits enrollment. The link and access codes can be added to your company's intranet, provided in benefits information packets or emailed directly to employees that need to provide EOI.

Once your employee has the link and access code, they'll access our online EOI website. They'll then enter information for themselves and/or any dependents that need to provide EOI. The site will guide them to answer only the medical questions required for their coverage request. This process takes a few minutes on average. In most cases, they'll get a coverage decision as soon as they submit their EOI.

A few more advantages:

Online EOI is mobile friendly, so employees can easily complete it on their personal phone or laptop. No downloads required.

Online EOI is available 24/7 and can be used for annual enrollments or throughout the year for new hires or late entrants.

No more back-and-forth. You don't have to chase down paper forms, and our system prevents the employee from submitting the application until all required information is provided.

You can track EOI status through your account on Unum.com.

Learn more about this process with this helpful flyer, and reach out to us with any questions at 1‑800‑ASK‑UNUM or askunum@unum.com.

If you work with a benefits administration partner that provides software for employee benefits enrollment:

Employees provide EOI during their benefits enrollment through the same software they use to complete their other benefits-enrollment tasks.
Our partnership with leading benefits enrollment platforms provides the easiest EOI experience for your employee. The system will identify employees that need to provide EOI, then automatically present them with the medical questions they need to answer during their enrollment.

To get started call us at 1-800-ASK-UNUM or email askunum@unum.com.
Mention the name of your benefits administration software and that you're ready to move to online EOI, and our team work to establish the connection. This process can take a few weeks, so reach out now to get ahead of your next annual enrollment.

Our list of connected technologies is growing.
Below is a list of benefits administration technologies that are currently connected.

Accordware (BenXpress)
AON VBES
BenefitExpress
BenefitsCONNECT (bCONNECT)
bswift
Empyrean
EnrollVB
Mercer Benefit Central
Plane.biz
Selerix
Hodges Mace SmartBen
VBA (HiLowNo)
Zenefits

A few more advantages:

Online EOI is built in to your enrollment system, which creates a faster, less confusing experience for your employees.
Online EOI is available 24/7 and can be used for annual enrollments or throughout the year for new hires or late entrants.
No more back-and-forth. You don't have to chase down paper forms, and our system prevents the employee from submitting the application until all required information is provided.
You can track EOI status through your account on Unum.com.

Learn more about this process with this helpful flyer, and reach out to us with any questions at 1‑800‑ASK‑UNUM or askunum@unum.com.