New Jersey

Be in the Know: New Rules on Leave

New Jersey requires paid medical leave (PML) and paid family leave (PFL) income replacement benefits for eligible workers who need time off from work for qualifying reasons. These programs are commonly referred to as Temporary Disability Benefits (TDB) and Family Leave Insurance (FLI).

Coverage and cost

Learn more about your state rules and eligibility.

Covered employers

All employers are covered.

Coverage options

State plan or state-approved private plan

Cost

Paid medical leave:

  • Employee: 0.47% of $138,200 taxable wages
  • Employer: Rate varies from 0.1% to 0.75% with $36,200 wage cap

Paid family leave:

  • 0.28% of $138,200 taxable wages (100% employee funded)

Employer funds the additional cost of the private plan above the employee maximums. The employer can pay all or part of the employee contribution.

Employee eligibility

At least 20 weeks in which the worker has covered New Jersey earnings of $220, or the worker has earned at least $11,000 in covered New Jersey earnings in the base year

New Jersey parent leave image
New Jersey State family leave image

Leave reasons

To care for an ill family member, your own illness/injury, bonding/parental leave, reasons related to a family member called to active duty.

Job protection

NJ PML and PFL is not job protected. Job protection may be provided through the New Jersey Family Leave Act (NJ FLA).

Other protections and provisions

Employees may elect to use (employer cannot require) available vacation/ PTO at 100% pay before using PFL benefits

Leave for bonding must be taken in increments of 1 day or more.

Benefits

  • 85% of average weekly wage to $903 maximum weekly benefit.
  • Paid medical leave: 26 weeks maximum but capped at one-third base year wages. 7-day waiting period
  • Paid family leave: 12 weeks maximum but capped at one-third base year wages. No waiting period
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Timeline and key dates

Effective July 1, 2009

Need more information?

Visit New Jersey’s website for additional details.

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How Unum can help

Unum offers the New Jersey PML insurance plan but does not offer the New Jersey PFL insurance plan. Unum does administer an employer’s self-funded New Jersey PML plan, but does not administer an employer’s self-funded New Jersey PFL plan.

Have questions?

Reach out to our sales team to learn more about Unum’s state PFML and absence management solutions.