Learn more about your state rules and eligibility.
All private employers with Hawaii employees.
All employers must provide PML benefits through a state-approved private plan from an authorized carrier or a self-funded plan. There is no state plan.
Employee maximum cost is one half of the plan’s cost but not more than 0.5% of average weekly earnings, or $5.51 per week, whichever is less. The employer is required to fund the additional cost above the employee maximum contribution limit.
Employee must have at least 14 weeks of Hawaii employment during each of which the employee was paid for 20 hours or more and earned not less than $400 in the 52 weeks preceding the first day of disability. The 14 weeks need not be consecutive nor with only one employer. The employee must also be in current employment to be eligible.
Medical
Hawaii PML (TDI) does not provide job protection.
58% of average weekly earnings. If average weekly wage is less than $26, PML benefit is the average weekly wage but not more than $14. Maximum weekly benefit is $640.
26 weeks maximum. 7 day waiting period.
Unum offers the Hawaii PML insurance plan. Unum does not administer an employer’s self-funded Hawaii PML plan.
Reach out to our sales team to learn more about Unum’s state PFML and absence management solutions.
