Dental Insurance

Essential benefits from a dental insurance expert.

Group dental insurance is one of the most important benefits you can offer. Our flexible, comprehensive plans provide great coverage that's affordable to get and simple to use — for you and your employees.

Already offer Unum Dental Insurance? Select the coverage you offer to access valuable online plan administration features.

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Flexible dental coverages for your unique business

No two businesses are alike. And that's why we offer several types of dental plans, with coverage you can customize. Whether you have two employees or 10,000, Unum has a plan that fits your organization, your workforce and your budget.

  • Preferred Provider Organization (PPO), Dental Health Maintenance Organization (DHMO)* and Administrative Services Only (ASO) plans. Talk to us to find the right one for you.
  • Coverage for up to 50%, 80%, or even 100% of services, including preventive services
  • Extra cleanings for mothers-to-be
  • Discounts for services at PPO in-network providers — robust coverage for treatment out of network

Dentists where your employees live and work

Our growing provider network stretches from coast to coast, so your employees have quick and convenient access to care.1

  • 407,000+ access points
  • 106,000+ unique providers

A legacy of care

Did you know the Unum Dental Center of Excellence has been providing group dental benefits since 1997? So, when you choose Unum Dental Insurance, you choose coverage backed by a legacy of strength, stability and dental expertise.

How to choose a plan

Our buyer's guide walks you through the group dental decision.

New: COBRA services

Make it easier to continue benefits for departing employees with our new COBRA administrative services.

Coverage that's easy to use

For employees For you
  • Ability to see any dentist and still receive benefits**
  • One bill, one enrollment, one account management team for all your Unum benefits
  • A large national network
    that reduces out-of-pocket costs for members with in-network services
  • Experienced, U.S.-based dental claim processing and member service operations
  • Personalized website and mobile app providing 24/7 access to benefits, claims information, digital and mobile ID cards and more


* Currently available to our California customers.
** For employees enrolled in PPO plans.
1 Unum internal data, 2019. Access points are sites where network dentists see patients. Some dentists may be available at more than one access point.