If you experience a covered illness or disability that leaves you unable to work for an extended period of time, Unum Long Term Disability Insurance can pay a monthly benefit of up to 60% of your normal income. You can use this benefit however you need, whether it’s to pay out-of-pocket treatment costs or to cover personal bills and day-to-day expenses.
Our coverage includes treatment for serious forms of cancer, as well as recovery from severe injuries. The most common reasons our customers use this benefit are1:
- Back disorders, excluding injury
- Cardiovascular disorders
- Joint disorders
A disability can drastically impact your financial situation if you’re not prepared. If you’re the primary income provider in your home, a disability can place a huge stress on your loved ones. Protect what you’ve worked so hard to build. Talk with your HR representative to see if Long Term Disability Insurance is available through your workplace.