If you had a disabling injury or illness, how much of your income would be at risk? Individual Disability Insurance can provide an additional monthly benefit if you experience a covered disability, so you focus on your recovery — not your finances.
Individual Disability Insurance (IDI) can help supplement Long Term Disability (LTD). IDI can provide an additional monthly benefit in the event of a disability, protecting more of you income. In addition, IDI can help cover income from commissions, bonuses and other incentive pay that traditional LTD plans may not cover.
IDI is typically offered by the employer to a group of employees, on a voluntary or employer-paid basis.