Unum’s new benefit expands accident, critical illness coverage
Every 10 minutes, more than 750 Americans suffer an injury severe enough to seek medical help, according to the National Safety Council. A full 75% of people with health insurance say the amount they were charged for copays, deductibles or coinsurance was more than they could afford.
That’s why Unum added a new accident and critical illness features to its health benefit offerings, which can help ease the financial pressure caused by out-of-pocket expenses when an accident, injury or illness occurs. The insurance includes benefits for X-rays, hospital stays or prescription drugs after an accident, along with increases for common accidents including fractures, dislocations and emergency dental services.