Individual Disability Insurance (IDI): Who needs it, who buys it, how to offer it

In the U.S., unemployment’s down, the stock market is up, and housing prices have rebounded from the last big recession. But if you look a little closer, many working families in the U.S. might not be financially prepared should an unexpected event occur. Unfortunately, suffering a disabling injury or illness is more common than many people think, and that’s why disability insurance is so important.

This whitepaper explains the need for disability coverage, how Individual Disability Insurance (IDI) protects highly compensated employees, how businesses are offering it and the benefits of Unum IDI.

Download whitepaper: Individual Disability Insurance (IDI): Who needs it, who buys it, how to offer it

About Unum Group

Unum Group is a leading provider of financial protection benefits in the United States and the United Kingdom and the leading provider of disability income protection in the world. Its businesses are Unum US, Colonial Life, Unum UK, and Unum Poland. Unum’s portfolio includes disability, life, accident and critical illness, dental and vision coverage, which help protect millions of working people and their families in the event of an illness or injury. Unum also provides stop-loss coverage to help self-insured employers protect against unanticipated medical costs. The company reported revenues of $11.6 billion in 2018, and provided $7.2 billion in benefits. 


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