Individual Disability Insurance (IDI): Who needs it, who buys it, how to offer it

In the U.S., unemployment’s down, the stock market is up, and housing prices have rebounded from the last big recession. But if you look a little closer, many working families in the U.S. might not be financially prepared should an unexpected event occur. Unfortunately, suffering a disabling injury or illness is more common than many people think, and that’s why disability insurance is so important.

This whitepaper explains the need for disability coverage, how Individual Disability Insurance (IDI) protects highly compensated employees, how businesses are offering it and the benefits of Unum IDI.

Download whitepaper: Individual Disability Insurance (IDI): Who needs it, who buys it, how to offer it

About Unum Group

Unum Group (NYSE: UNM), an international provider of workplace benefits and services, has been helping workers and their families for 175 years. Through its Unum and Colonial Life brands, the company offers disability, life, accident, critical illness, dental, vision and stop-loss insurance; leave and absence management support and behavioral health services. In 2022, Unum reported revenues of about $12 billion and paid $8 billion in benefits. The Fortune 500 company is one of the 2023 World’s Most Ethical Companies, recognized by Ethisphere®.  

 

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