Individual Disability Insurance (IDI): Who needs it, who buys it, how to offer it

In the U.S., unemployment’s down, the stock market is up, and housing prices have rebounded from the last big recession. But if you look a little closer, many working families in the U.S. might not be financially prepared should an unexpected event occur. Unfortunately, suffering a disabling injury or illness is more common than many people think, and that’s why disability insurance is so important.

This whitepaper explains the need for disability coverage, how Individual Disability Insurance (IDI) protects highly compensated employees, how businesses are offering it and the benefits of Unum IDI.

Download whitepaper: Individual Disability Insurance (IDI): Who needs it, who buys it, how to offer it

About Unum Group

Unum Group provides a broad portfolio of financial protection benefits and services through the workplace, and is the leading provider of disability income protection worldwide. Through its Unum US, Unum UK, Unum Poland, and Colonial Life businesses, the company provides disability, life, accident, critical illness, dental and vision benefits that protect millions of working people and their families. Unum also provides leave and absence management services that streamline the leave experience for employers and employees, and stop-loss coverage to help self-insured employers protect against medical costs. Unum reported revenues of $11.6 billion in 2018 and paid $7.2 billion in benefits.

 

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