Compliance is a growing HR challenge
Legal compliance is likely one of your toughest challenges as an employer.¹ Regularly changing state and federal laws put a lot of responsibility on your HR manager, from keeping up with employment legislation, OSHA compliance and safety training to preventing sexual harassment in the workplace. Compliance is critical for every business fines and legal action for non-compliance can be costly. Even large companies struggle to accommodate a broad range of employees with varying needs, and small businesses often can afford only part-time HR managers.

Unum's HR®/BenefitsAnswersNow™ can help you stay compliant
Available to employers of 10 or more insureds, HR/BenefitsAnswersNow is a regularly updated, online reference featuring two critical resources: HR compliance information and benefits information. This well-organized, easily searchable database of federal and state employment law is available around the clock. When you have employment law questions and want quick, easy access to the answers, you have your own personal HR assistant with HR/BenefitsAnswersNow.

• all state and federal employment laws, including recent state law changes
• sample employee policies and procedures
• benefits administration tips, including 401(k)s and health insurance
• HR course handbook featuring education for HR staffs

HR/BenefitsAnswersNow features two online research tools to help HR and employee benefits manager make informed employee-management decisions:

HRAnswersNow® is your resource for expert employment guidance. Designed by HR professionals, the site includes consistently updated federal and state employment laws as well as customizable job descriptions and performance appraisals. This site also features a Master HR Guide, a comprehensive course handbook on the HR management function.

BenefitsAnswersNow™ is your single source for answers to thousands of benefits questions from sick leave banks and time off to insurance and healthcare. You also have access to a database of hundreds of sample benefit policies and plans featuring a range of benefits, from 401(k) plans to health insurance, that you can modify and use in your company in conjunction with your benefits package.

Employers with HR/BenefitsAnswersNow have the opportunity to sign up for any of several compliance and benefits administration newsletters that are emailed on a regular basis. There is also an archive of news stories and past newsletters that can be searched by keyword.

Take advantage of HR/BenefitsAnswersNow to help you make better-informed HR decisions. Learn more about this value-added feature of Unum's group income protection insurance coverage by contacting your local Unum representative.

1. LIMRA, "A Walk on Thin Ice," 2005.

HR®AnswersNow and BenefitsAnswersNow™ are provided exclusively by CCH. CCH is not engaged in rendering legal advice. Users should consult with their own attorneys. The service is available with selected Unum insurance offerings. Exclusions, limitations and prior notice requirements may apply, and service features, terms and eligibility criteria are subject to change. The service is not valid after termination of coverage and may be withdrawn at any time. Please contact your Unum representative for full details