Insuring entities:
Group policies are issued by:
Unum Life Insurance Company of America
2211 Congress Street
Portland, ME 04122
In NY, by:
First Unum Life Insurance Company
666 3rd Avenue, Suite 301
New York, New York, 10017
Individual policies are issued by:
Provident Life and Accident Insurance Company
1 Fountain Square
Chattanooga, TN 37402
In NY, by:
Provident Life and Casualty Insurance Company
1 Fountain Square
Chattanooga, TN 37402
First Unum Life Insurance Company
666 3rd Avenue, Suite 301
New York, New York, 10017
Important New York disclosure information
These policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department.
The expected benefit ratio for the individual disability policy is 60%. This ratio is the portion of future premiums which the company expects to return as benefits, when average with all people with this policy.