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UnumProvident Corporation to Release Third Quarter 2006 Results
and Host Conference Call

CHATTANOOGA, Tenn. — UnumProvident Corporation (NYSE: UNM) has scheduled the release of its third quarter 2006 results for Wednesday, November 1 at approximately 4 p.m. (eastern). UnumProvident Corporation senior management will host a conference call on Thursday, November 2 at 9 a.m. (eastern) to discuss the results of operations for the third quarter and may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. The dial-in number is (800) 289-0572 for U.S. and Canada. For International, the dial-in number is (913) 981-5543. Alternatively, a live webcast of the call will be available at www.unumprovident.com in a listen-only mode. About fifteen minutes prior to the start of the call, you should access the Investor and Shareholder Information section of our website. A replay of the call will be available by telephone and on our website through Thursday, November 9. 3Q-2006

Earnings Conference Call Thursday, November 2 9 a.m. (eastern). Dial-in number (800) 289-0572 for U.S. and Canada and (913) 981-5543 for International. Webcast is live and can be accessed through our website, www.unumprovident.com 3Q-2006

Earnings Conference Call Replay Available Thursday, November 2 (1 p.m.) through Thursday, November 9 (midnight) by phone or by visiting our website, www.unumprovident.com. Dial-in number (888) 203-1112 for U.S. and Canada and (719) 457-0820 for International — passcode 5088441.

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About UnumProvident
UnumProvident (www.unumprovident.com) is the largest provider of group and individual income protection insurance, and one of the leading providers of employee benefits products and services, in the United States and the United Kingdom. Through its subsidiaries, UnumProvident insures more than 21 million people and provided $6 billion in total benefits to customers in 2005.