UNUMPROVIDENT CORPORATION TO RELEASE SECOND QUARTER 2006 RESULTS
AND HOST CONFERENCE CALL

CHATTANOOGA, Tenn. (July 11, 2006) – UnumProvident Corporation (NYSE: UNM) has scheduled the release of its second quarter 2006 results for Wednesday, Aug. 2 at approximately 4 p.m. (Eastern). UnumProvident Corporation senior management will host a conference call on Thursday, Aug. 3 at 9 a.m. (Eastern) to discuss the results of operations for the second quarter and may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Alternatively, a live webcast of the call will be available at www.unumprovident.com in a listen-only mode. About 15 minutes prior to the start of the call, you should access the “Investor and Shareholder Information” section of our website. A replay of the call will be available by telephone and on our website through Thursday, Aug. 10.

2Q-2006 Earnings Conference Call
Thursday, Aug. 3 – 9 a.m. (Eastern). Dial-in number (888) 208-1812 for U.S. and Canada. For international, the dial-in number is (719) 457-2654. Webcast is live and can be accessed through our website, www.unumprovident.com

2Q-2006 Earnings Conference Call Replay
Available Thursday, Aug. 3 (1 p.m.) through Thursday, Aug. 10 (12 midnight) by phone or by visiting our website, www.unumprovident.com. Dial-in number (888) 203-1112, passcode 7443129.

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About UnumProvident
UnumProvident (UNM) is the largest provider of group and individual disability income protection insurance in the United States and United Kingdom. Through its subsidiaries, UnumProvident Corporation insures more than 25 million people and paid $6 billion in total benefits to customers in 2005. With primary offices in Chattanooga, Tenn., and Portland, Maine, the company employs more than 11,000 people worldwide. For more information, visit www.unumprovident.com.

Safe Harbor Statement
"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding UnumProvident Corporation's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.