HomeAbout UsInvestorsNewsroom SearchContact UsCareers
 
  Home > Newsroom > News Releases > 2006 News Releases
 
  2006 News Releases

 

UNUMPROVIDENT CEO WATJEN SAYS COMPANY POISED TO CAPITALIZE ON
EMERGING TRENDS IN EMPLOYEE BENEFITS

PORTLAND, Maine (May 17, 2006) — In his comments to stockholders at the company's annual meeting today, Thomas R. Watjen, UnumProvident Corporation (UNM) president and chief executive officer, outlined the progress the company has made over the past two years and said that, while challenges lie ahead, the future holds great promise.

"Although clearly more work remains, we can't lose sight of how far we've come. We have maintained leadership positions in our key markets and continued to invest in product and service innovation to assure we protect and build from our strong base. We have also successfully positioned many areas of our company to deliver customer value and solid results. And the attitude and commitment of our people have never been better, which speaks volumes for our future."

Additionally, Watjen talked about a number of opportunities for UnumProvident that are being driven largely by changing trends in the employee benefits arena.

"In the U.S., employers face significant challenges with their benefits programs," he said. "The rising cost of medical insurance, growing concerns around pension plans, an aging workforce and an increasingly competitive market are leading employers to reevaluate many aspects of their benefit programs. While some view this change as a threat, we see it as a significant opportunity. UnumProvident is well-positioned to help employers and their employees during this period of unprecedented change."

Ultimately, said Watjen, the changes taking place in the benefits industry will drive industry consolidation within the U.S. "The need on the part of employers for a broader set of product and service choices will require a greater investment in the business than I think many are prepared to make, which, when combined with other challenges in this specialized business, could force consolidation. UnumProvident has the size and scale to compete and is well-positioned to maintain and even expand on its leadership position in an environment of accelerated consolidation."

Watjen added that the company is also poised to capitalize on opportunities in the United Kingdom, where UnumProvident is the largest provider of group disability insurance. "The U.K. market is still in many respects underdeveloped, with less than 10 percent of employers offering group disability coverage. As the market leader, UnumProvident is in a unique position to help educate buyers to the need for this coverage."

Also at today's meeting, UnumProvident stockholders elected four directors to terms expiring in 2009. They were: Pamela Godwin, president of Change Partners, Inc.; Thomas Kinser, former president and chief executive officer of BlueCross BlueShield of Tennessee; A.S. (Pat) MacMillan, Jr., chief executive officer of Triaxia Partners; and Edward J. Muhl, retired national leader of PricewaterhouseCoopers' Insurance Regulatory Practice. All are currently serving on the board.

# # #

About UnumProvident
UnumProvident (UNM) is the largest provider of group and individual disability income protection insurance in the United States and United Kingdom. Through its subsidiaries, UnumProvident Corporation insures more than 21 million people and paid $6 billion in total benefits to customers in 2005. With primary offices in Chattanooga, Tenn., and Portland, Maine, the company employs approximately 12,000 people worldwide. For more information, visit www.unumprovident.com.

Safe Harbor Statement
A "safe harbor" is provided for "forward-looking statements" under the Private Securities Litigation Reform Act of 1995. Statements in this press release, which are not historical facts, are forward-looking statements that involve risks and uncertainties that could cause actual results to differ materially from those contained in the forward-looking statements. These risks and uncertainties include such general matters as general economic or business conditions; events or consequences relating to terrorism and acts of war; competitive factors, including pricing pressures; legislative, regulatory, or tax changes; and the interest rate environment. More specifically, they include fluctuations in insurance reserve liabilities, projected new sales and renewals, persistency rates, incidence and recovery rates, pricing and underwriting projections and experience, retained risks in reinsurance operations, availability and cost of reinsurance, level and results of litigation, rating agency actions, regulatory actions and investigations, negative media attention, the level of pension benefit costs and funding, investment results, including credit deterioration of investments, and effectiveness of product and customer support. For further information of risks and uncertainties that could affect actual results, see the sections entitled "Cautionary Statement Regarding Forward-Looking Statements" and "Risk Factors" in UnumProvident's Form 10-K for the fiscal year ended December 31, 2005, and subsequently filed Form 10-Q. The forward-looking statements are being made as of the date of this press release and UnumProvident expressly disclaims any obligation to update any forward-looking statement contained herein.