UNUMPROVIDENT CORPORATION TO PRESENT AT THE SUNTRUST 35TH
ANNUAL INSTITUTIONAL CONFERENCE

CHATTANOOGA, Tenn., April 12, 2006 — UnumProvident Corporation (NYSE: UNM) announced today that it will present at the SunTrust Institutional Conference on April 12, 2006. Mr. Joseph Zubretsky, senior executive vice president, finance, investment, and corporate development, will represent UnumProvident and is scheduled to speak at 2 p.m. (ET).

There will also be a live audio webcast of the presentation at http://www.wsw.com/webcast/strh16/unm/. This webcast will be archived for 90 days.

During UnumProvident’s presentation, Mr. Zubretsky will focus on the Company’s general business strategy and future growth opportunities.

UnumProvident is the largest provider of group and individual income protection insurance in the United States and United Kingdom. Through its subsidiaries, UnumProvident insures more than 25 million people and provided $6 billion in total benefits to customers in 2005. With primary offices in Chattanooga, Tennessee, and Portland, Maine, the Company employs approximately 11,300 people worldwide. For more information, visit www.unumprovident.com.

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"Safe Harbor" Statement under the Private Securities Litigation Reform Act of 1995: Statements in this press release regarding UnumProvident Corporation's business which are not historical facts are "forward-looking statements" that involve risks and uncertainties. For a discussion of such risks and uncertainties, which could cause actual results to differ from those contained in the forward-looking statements, see "Risk Factors" in the Company's Annual Report or Form 10-K for the most recently ended fiscal year.