UNUMPROVIDENT TO RELEASE 2Q2005 RESULTS AND HOST ANALYST CONFERENCE CALL

Chattanooga, Tenn. (July 20, 2005) – UnumProvident Corporation (NYSE: UNM) has scheduled the release of its second quarter 2005 results for Tuesday, Aug. 2 at approximately 4 p.m. (Eastern).

UnumProvident Corporation senior management will host a conference call on Wednesday, Aug. 3 at 9 a.m. (Eastern) to discuss the results of operations for the second quarter and may include forward-looking information, such as guidance on future results or trends in operations, as well as other material information. Alternatively, a live webcast of the call will be available at www.unumprovident.com in a listen-only mode. About fifteen minutes prior to the start of the call, you should access the “Investors & Shareholders” section of our website.

A replay of the call will be available by telephone and on our website through Tuesday, Aug. 9.

2Q-2005 Earnings Conference Call
Wednesday, Aug. 3 – 9 a.m. (Eastern). Dial-in number (888) 283-6901.
Webcast is live and can be accessed through our website, www.unumprovident.com

2Q-2005 Earnings Conference Call
Replay Available Wednesday, Aug. 3 (1 p.m.) through Tuesday, Aug. 9 (12 midnight) by phone or by visiting our website, www.unumprovident.com. Dial-in number (888) 203-1112, passcode 4973962.

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About UnumProvident
UnumProvident (UNM) is the largest provider of group and individual disability income protection insurance in the United States and United Kingdom. Through its subsidiaries, UnumProvident Corporation insures more than 25 million people and paid $5.9 billion in total benefits to customers in 2004. With primary offices in Chattanooga, Tenn., and Portland, Maine, the company employs more than 12,000 people worldwide. For more information, visit www.unumprovident.com.