Employees and Families

Ask yourself these questions...

  • Can your wallet survive if you have a serious illness?
  • If you got hurt, would it hurt your bank account, too?
  • What would your family do without your income?
  • Do you have benefits that could offer financial help for you or your family if you couldn't work?

We can help...

We provide benefits designed to help you and your loved ones better manage the financial effects of disability or critical illness, as well as helping with the need for long term care and life insurance.

No matter what benefits decision you may be ready to make, it's essential to know the types of products available to you, whether through your employer or independent purchase.
Disability

Kurt and Jane depend on each others' paychecks each month but want to be prepared if one of them can't work...

Long term care

For most of her life, Joan was known for her independence. Suddenly, she suffered a life-altering experience...

Life insurance

Jarrod and Amy are married with two small children and a two story house. If one of them dies, they want to know their family will be okay...

Accident insurance

Marsha is a busy woman with three kids. If life takes a tumble, she wants something to fall back on...

Learn more

  • Begin assessing your benefits needs and making the choices that are right for you and for those closest to you.
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  • You may have access to additional services through your policy at work. Learn more about our products and services.
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  • Need to file a claim? Have questions about what to expect?

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  • Have questions? Call your benefits administrator or contact us.

Calculate your PDQ

Use the new Personal Disability Quotient tool from the Council for Disability Awareness to determine your chance of becoming ill or injured enough to miss work.