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Complete benefits package

Your employees count on you for the benefits they need — employer-paid benefits for basic financial protection, and employee-paid benefits for extra security.

Unum offers a comprehensive package of benefits that protects employees on all fronts.

INTEGRATED BENEFITS FROM UNUM

Employer-paid benefits

Life

Dental

Long Term
Disability

Short Term
Disability

Employee-paid benefits

Life

Dental

Accident

Hospital
Indemnity

Critical
Illness

Individual
Disability

Why offer employer-paid?

  • Essential financial protection for your employees and their families
  • Important elements of a compensation package that attracts and retains top talent
  • Benefits beyond benefits — a suite of value-added services that help employees navigate the challenges of everyday life

Why offer employee-paid?

  • Popular benefits that help with the unforeseen costs of injury, illness and loss of life
  • Coverage that easily coordinates with employer-paid benefits and helps fill gaps in medical benefits
  • No impact on your bottom line

Why choose Unum?

#1

RANKED

Industry leader ranked #1 in group disability1 and life2; #3 in voluntary3
165

YEARS

More than 165 years of employee-benefits focus and expertise
5.6

BILLION

$5.6 billion in benefits paid in 2014
44

FORTUNE 100 COMPANIES

We serve 44% of the Fortune 100 companies4

1 LIMRA, “U.S. Group Disability Insurance 2014 Annual Sales and In Force” (2015), based on inforce premium

2 Gen Re, “2014 U.S. Total Group Term Life Sales and Inforce Results” (2015), based on inforce cases

3 Eastbridge, “U.S. Worksite/Voluntary Sales Report: Carrier Results for 2014” (2015), based on inforce premium

4 Fortune, “Fortune 500 2014,” (2014); Unum customer database, 2014

Two carriers vs. one

How the experience stacks up

Benefits that may not complement another carrier's offerings, and vice versa
vs.
Benefits that work together for strong employee protection
Difficulty providing comprehensive employee education program
vs.
Easy way to facilitate employee education for ALL benefits, including medical

Insurance products are underwritten by the subsidiaries of Unum Group.

© 2016 Unum Group. All rights reserved. Unum is a registered trademark and marketing brand of Unum Group and its insuring subsidiaries.

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