Reports

Executive Summary on the Supreme Court oral arguments on the PPACA
Unum Senior Vice President and Deputy General Counsel Chris Collins has been closely tracking the proceedings and has prepared a compelling overview on what it all means. In particular, this overview focuses on the Justices’ reactions to:

Whether the mandate requiring most Americans to purchase health insurance is constitutional
Whether or not the rest of the law can stand if the individual mandate is declared unconstitutional — or if it can be severed from the legislation

(04/2012)

Executive Summary on the PPACA Supreme Court hearings
On March 26,2012, the Supreme Court began hearing arguments on the constitutionality of some mandates of health care reform. This summary from Unum’s Senior Vice President and Deputy General Counsel Chris Collins provides helpful background on this historic case, including:

The major issues before the court
The arguments presented on each issue
The key players “for” and “against” the legislation

(03/2012)

The pulse of reform: Spring 2011 update
A first-year check-up of changes and challenges (See updates from 02/2012)

Consumer-directed health plans: Cost control strategies for the health reform era
How health reform is shaping consumer-directed health plans (See updates from 01/2012)

The price of reform: Funding America’s health care reform package
The tax and revenue provisions of reform (includes the “Cadillac” excise tax) (See updates from 02/2012)

Health insurance exchanges: A marketplace for the future
How the health insurance exchanges will work (See updates from 03/2012)

Health care reform: Reshaping the U.S. health care insurance industry

Health care reform: Reshaping the industry
A summary of mandates that affect businesses and employees (See updates from 02/2012)

The CLASS Act and long term care coverage
Repealed in October 2011, this report provides background on the plan as it was originally proposed. (11/2011)

Podcasts: Listen now or download for later

Understanding the Health Insurance Exchanges
When will the Exchanges be open for business? What’s the difference between a bronze plan and a platinum plan? This podcast is the first in a three-part series on the Health Insurance Exchanges mandated by health care reform. (01/2012)

The Health Insurance Exchanges and workplace benefits
What do employers need to know about the Health Insurance Exchanges? And what will they need to tell their employees? Find out in part two of our three-part podcast-series on the subject. (01/2012)

Consumer experience on Health Insurance Exchanges
What will it be like for individuals and small businesses to shop for coverage using the online Health Insurance Exchanges? This podcast discusses the “consumer experience.” (01/2012)

The impact of health reform — now and in the future
Jim Hettenbach, one of Unum’s health care reform experts, explains the changes in employee benefits you can expect over the next few years — and which factors can still influence the future of the law. (11/2011)

Interested in staying up to date on health care reform?