Health care reform

Enacted in 2010, the Patient Protection and Affordable Care Act (PPACA) remains a work in progress. As it evolves, so does its impact on today’s employers, their workers and the benefits industry.

Learn more about this complex law — and stay up to date — here.

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New Pay or Play tools released!

See below for new step-by-step guides to your most important health care reform decisions.

Unum benefits in the post-reform era

Post-reform health plan changes can leave employees financially vulnerable. See why Unum benefits are essential to a future-ready benefits strategy.



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Stay up to date!

Learn about key changes to the law

These articles provide insightful, impartial analysis of key mandates and important updates: