Critical illnesses are on the rise and many employees are unprepared for the financial burden. A stroke, heart attack or cancer treatment can mean time away from work. In addition, out-of-pocket costs can cause a significant drain on an employee’s finances. Unum’s critical illness coverage provides extra financial protection — so employees can focus on getting better.
Critical illness can be a great complement to your current benefits plan — especially high-deductible health plans. It can provide a cash payment to help employees deal with the unexpected costs of a serious illness. Many critical illness plans also offer wellness benefits. When employees take an active role in their health, they are more likely to avoid the incidence of a serious illness.
A single plan design option — You can provide consistent benefit messaging to employees across all locations
A choice of funding — Employee-paid, employer-paid or shared funding options help you meet budgetary needs
Easy integration with other Unum plans — One claim form triggers service for multiple Unum benefits, which helps reduce employer administration time
Budget-friendly payroll deduction — You can offer the benefit to employees without extra billing
Critical illness coverage is a valuable supplement to existing benefit plans.
Insurance products are underwritten by the subsidiaries of Unum Group.