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Disability 101
Disability 101
What is it?
Why is it necessary?
Common myths
Employee benefits
Story ideas
Additional sources
Long Term Care 101
Employee benefits 101
Nearly one in three Americans ages 35-65 will become disabled for more than 90 days.
[1]
Kasier Commission
Two-thirds of disabiling injuries suffered by workers in 2004 were off-the-job, meaning they weren't covered by workers' compensation.
[2]
AHIP
A fatal injury occurs every 5 minutes and a disabiling injury occurs every two seconds.
[3]
AHIP
Nearly one in three Americans ages 35-65 will become disabled for more than 90 days.
[1]
United States Senate Special Committee on Aging
What is disability income protection insurance?
Why is it necessary?
What are common myths about this coverage?
What about disability coverage as an employee benefit?
Story ideas
Here are some angles to consider
for personal finance or business features.
Additional sources
Online references
for more information on disability insurance and the employee benefits industry.
References:
1. Kasier Commission on Medicaid and the uninsured, July 2006, with data from CMS National Health Accounts, 2006. On the web at:
http://www.kff.org/medicaid/upload/Medicaid-and-Long-Term-Care-Services-PDF.pdf
.
2. AHIP, A Guide to Long-Term Care Insurance, 2004.
3. AHIP, A Guide to Long-Term Care Insurance, 2004.
4. "Medicaid in Crisis: Could Long Term Care Partnerships Be Part of the Solution?" Testimony by Senator Larry Craig, at United States Senate Special Committee on Aging, June 22, 2004. On the web at:
http://aging.senate.gov/public/index.cfm?Fuseaction=Hearings.Detail&HearingID=49
.
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