Anti-money laundering program

Introduction

  • Money laundering is a term used to describe the techniques, procedures or processes used to convert illegal funds obtained from criminal activities into other assets in such a way as to conceal their true origin so that it appears the money has come from a legitimate or lawful source.
  • In the U.S., money laundering involves the proceeds from many illicit activities, not just drug trafficking
Some Examples of Activities in the U.S. from which the proceeds are laundered:

  • Smuggling
  • Foreign Official Corruption
  • Embezzlement
  • Securities Fraud
  • Wire and Mail Fraud
  • Bribery
  • Illegal Gambling
  • Racketeering
  • Arson
  • Insurance Fraud